| Frequently Asked Questions

What is a title loan?

A title loan (also known as a car title loan, vehicle title loan, auto title loan, or title pawn) is a fast, safe and easy way for individuals who own their car with a lien free title to get cash using their car as collateral. It allows consumers who may not have access to traditional lending sources to obtain funds using assets (their car) to solve short-term financial problems.

What is a lien free title?

A lien free title means that you own your car completely, without any loans or existing judgments against it. 

How does it work?

1. Bring your lien free title to American Auto Title Loan and we'll use the value of your vehicle as collateral for your loan.
2. Fill out a brief application while we appraise your vehicle.
3. A personal loan consultant will determine your loan amount based on need and the appraised value of your vehicle.
4. Once approved, you will instantly recieve your funds and keep your vehicle.
5. When you satisfy the balance on your account, we return your title.

What if I have bad credit?

No problem! Your vehicle is your credit. We won't even check your credit! Your credit will not be affected by applying for or receiving a title loan from American Auto Title Loan.

What do I need to get cash today?

Getting instant cash is no problem at American Auto Title Loan.* To get cash today simply bring the following items to our location:
- Vehicle
- Lien Free Title
- Proof of Residence
- Proof of Source of Income
- Driver's License or Government Issued I.D.
*Applicants must be at least 18 years old and loan approval is subject to vehicle inspection and appraisal.
How soon will I know if I'm approved?

With all of the required items you will receive a decision almost instantly! A personal loan consultant will promptly review your application and required items and give you an immediate decision. The complete process usually takes about 15 minutes.
Once I'm approved, how long will it take to recieve my funds?
Once you have been approved, you will receive funds immediately! There is no waiting around to get the cash you need with American Auto Title Loan.

How much money can I get?

Loans range from $601 up to $10,000! The amount is determined based on your vehicle appraisal and your ability to repay.

How do I get my title back?

Your title will be returned to you immediately after paying back the full amount due on your account.

Why obtain a title loan?

Title loans are a great way to solve short-term cash needs. Banks, finance companies, and traditional lenders require credit checks, extensive paperwork, and often take days, even weeks for approval.
At American Auto Title Loan we'll never check your credit, paperwork is minimal, and you receive your money instantly! Why wait for the cash you need now?

Why choose American Auto Title Loan?

American Auto Title Loan is a small private lender. Large companies simply employ people to make loans based on a broad corporate policy. At American Auto Title Loan you will receive personalized service which allows us to offer higher loan amounts, lower rates, and flexible repayment plans to fit any budget!

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